Did you know the average American has had at least seven jobs by the time he or she hits the age of 28? Data compiled from the Bureau of Labor Statistics reveals that the average American citizen has held at least 12 jobs over the course of life!
Spending in your 20s and even your 30s on spontaneous things can be very enjoyable in the moment, but not perhaps the wisest financial decisions you can make. When you spend without having enough savings in place and without budgeting appropriately, things can easily get out of hand even if you are earning a lot.
Choosing the right claiming strategy is even more important under new Social Security regulations. According to Social Security Administration (SSA) statistics, Social Security benefits account for about 34% of retirement income for the average American.
Within an IRA, capital gains, dividends, and option premium are collected tax free. We believe this to be one of the strongest arguments for rolling over your 401(k). At CWP, we specialize in managing a dividend strategy that is enhanced by selling covered calls.
It happens far too often but most people who actually need financial advice, just don’t get it. This is largely because of the fear that it costs too much or beyond their current financial expenditure and also a skepticism of how much help they can actually get
When looking for any professional advisor, it is important to be able to match their characteristics, temperament, client profile, and experience