Developing good financial habits today can help establish a strong foundation for the rest of your life …
During your first few years out of college, many people have the excitement of starting a new career, purchasing a home…
Saying “I Do” is a big decision, but it is only the first decision of many as you plan for your life together as Mr. & Mrs. Although
Self-employment often can mean a variable monthly income where income comes in at different times of the month and in varying amounts.
Whether you are looking to pay off student loans or credit card debt or a personal loan, you can achieve your goal if you are willing to follow this simple formula: Spend less than you earn and direct any money that you can spare, towards paying off your remaining balance.
The 50/20/30 Rule or Budget can help you keep your spending in check and aligned with saving goals that you have. This simple system can help you achieve a balanced budget that is built around your unique goals, expenses and lifestyle.
Spending in your 20s and even your 30s on spontaneous things can be very enjoyable in the moment, but not perhaps the wisest financial decisions you can make. When you spend without having enough savings in place and without budgeting appropriately, things can easily get out of hand even if you are earning a lot.
Choosing the right claiming strategy is even more important under new Social Security regulations. According to Social Security Administration (SSA) statistics, Social Security benefits account for about 34% of retirement income for the average American.